New
H-D™ Flex Financing
An alternate way to purchase your next H-D® motorcycle that combines the benefits of attractive monthly payments and the ability to return your motorcycle at the end of term, similar to a lease.
Benefits for the Rider
FLEXIBILITY
Multiple end of term options to enhance your H-D® motorcycle ownership experience; Pay off your current bike to own it outright, trade-in1, refinance2 or return3 it to an authorized dealership at the end of your term.
SHORTER TERMS
Customize your payment period with either a 36-or 48-month term - a shorter time frame than standard financing options.
ATTRACTIVE MONTHLY PAYMENTS
Enjoy a break from traditional buying and leasing by making monthly payments as low as $311 on Grand American Touring Models with 10% down and a final balloon payment of $10,771.66 due at the end of the 48-month term.
Comparing Financing Rates
| Flex Financing | Traditional Financing | |
|---|---|---|
| Bike Types | New H-D® Touring, Trike and CVO™ Bikes | All bikes |
| Terms | 36 and 48-months | 24 to 84-months, 96-months on select models |
| Payment | Lower monthly payments throughout your term with a single final balloon payment | You will pay the same amount each month until the bike is paid off |
| End of Term | Trade-in1 for a new H-D® model Keep your current bike after paying off remainder Refinance2 your balloon payment with HDFS Return3 your bike after settling your account balance |
Your loan is fully paid off. The bike is yours to keep or trade-in |
1 - Subject to dealer acceptance
2 - Subject to credit approval
3 - A return fee up to $395, excess wear, mileage and other charges may apply. Some motorcycles may be ineligible for return due to excess wear and tear, excessive modifications, or other conditions.